ND Asset Funding

Privacy Policy

1. Introduction

ND Asset Funding (“the Company”, “we”, “us”, or “our”) is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website (https://ndassetfunding.co.za), use our application forms, or engage with our funding and financial assistance services.

This policy is formulated in accordance with the Protection of Personal Information Act, No. 4 of 2013 (“POPIA”) of South Africa. By submitting your information to us, you consent to the processing of your personal information as described in this policy.

2. Information We Collect

We collect personal information to provide you with tailored strategic finance and business funding solutions. The information we collect via our web forms, application portals, or direct correspondence includes, but is not limited to:

Identity Data: First Name, Last Name, and company designation/role.
Contact Data: Email Address, Phone Number, and business physical or postal address.
Business & Financial Data: Company name, trading history, registration numbers, funding requirements, financial statements, and any other relevant documentation required to assess eligibility for funding assistance.
Technical Data: Internet Protocol (IP) address, browser type and version, time zone setting, operating system, and platform used to access our website.

3. How We Collect Your Data

We collect data through different methods, including:

Direct Interaction: Information you provide voluntarily by filling out forms on our website (such as our "Get Funding Assistance" or contact forms), or by communicating with us via email, phone, or digital channels.
Automated Technologies: As you interact with our website, we may automatically collect technical data about your equipment, browsing actions, and patterns via cookies and server logs.

4. Purpose of Processing Your Information

We will only use your personal information for lawful reasons associated with our business operations. This includes:

Assessing your business eligibility for strategic finance, asset funding, or capital assistance.
Processing your submitted funding forms and communicating directly with you regarding your application.
Providing, maintaining, and optimizing our website user experience.
Complying with applicable legal, financial, anti-money laundering (AML), and regulatory obligations in South Africa.
Sending you business updates, marketing, or promotional materials where you have explicitly opted in to receive them.

5. Disclosure of Personal Information

To facilitate funding opportunities, we may share your personal information with authorized third parties, strictly under confidential agreements:

Financial Partners & Underwriters: Financial institutions, credit providers, investors, or alternative funding networks that collaborate with us to evaluate or provide your business funding.
Service Providers: Third-party IT, website hosting, administration, and data analytics companies that assist us in operating our business infrastructure.
Legal & Regulatory Authorities: When required to do so by South African law, court orders, or statutory regulatory bodies.

We do not sell, rent, or trade your personal information to third parties for commercial marketing purposes.

6. Data Security

We take the security of your data seriously. We have implemented appropriate technical and organizational security measures to prevent your personal information from being accidentally lost, used, accessed in an unauthorized way, altered, or disclosed.

Our security infrastructure includes encrypted web transmissions (SSL/HTTPS), secure access controls, and firewall systems. While we strive to use commercially acceptable means to protect your personal data, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We will only retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including satisfying any legal, accounting, or reporting requirements under South African law. If no business relationship is established, your sensitive documentation will be securely destroyed or anonymized in accordance with POPIA guidelines.

8. Your Legal Rights (POPIA)

Under the Protection of Personal Information Act, you hold specific rights regarding your personal data. You have the right to:

Request Access: Confirm whether we hold your personal information and obtain a copy of the record.
Request Correction: Request the correction or updating of any incomplete, inaccurate, or outdated personal information we hold about you.
Request Deletion: Ask us to delete or remove personal information where there is no valid legal or business reason for us to continue processing it.
Object to Processing: Object to the processing of your data for direct marketing purposes or on grounds relating to your particular situation.
Withdraw Consent: Withdraw your consent at any time where we are relying on consent to process your personal data.

9. Cookies Policy

Our website uses cookies to enhance functionality and analyze traffic trends. You can configure your internet browser to refuse all or some cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of our website may become inaccessible or fail to function properly.

10. Amendments to this Privacy Policy

ND Asset Funding reserves the right to update or modify this Privacy Policy at any time without prior notice to reflect changes in our business practices, technology, or legal requirements. The updated policy will be posted directly to this page with an updated effective date.

11. Contact Us

If you have any questions about this Privacy Policy, wish to exercise any of your legal rights, or file an inquiry regarding how your data is handled, please contact our Information Officer at:

Company Name: ND Asset Funding
Website: https://ndassetfunding.co.za
Email: info@ndassetfunding.co.za